Compare Plans

Not all coverage is the right coverage.

The healthcare coverage you need is probably very different than the coverage some of your co-workers need. Age, family status, medical conditions, hobbies, lifestyle and a myriad of other factors will help you determine if you need a lot or a very little amount of health coverage. That’s why HealthEZ provides multiple coverage options, so you’re never caught paying too much money, or worse, having too little coverage.


Summary of Medical Benefits

Base Plan (Copay 1)

In-Network

Out-of-Network

Deductible

Individual

Family

 

$1,500

$4,500

 

$5,000

$15,000

Out-of-Pocket Maximum

Individual

Family

 

$4,600

$13,200

 

$19,800

$39,600

Preventative Services

No Charge

30%*

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

$25 Copay

$50 Copay

$25 Copay

 

40%*

40%*

$25 Copay

Urgent Care Services

$60 Copay

40%*

Complex Imaging: MRI/CT/PET Scans

20%*

40%*

Inpatient Hospital Care

Facility Fee

Physician Fee

 

20%*

20%*

 

40%*

40%*

Outpatient Procedures

Facility Fee

Physician Fee

 

20%*

20%*

 

40%*

40%*

Emergency Room Services

Emergency Medical Transportation

$150 Copay, then 20% Coinsurance

20% Coinsurance

$150 Copay, then 20% Coinsurance

20% Coinsurance

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

20%*

$25 Copay

 

40%*

40%*

Prescription Deductible**

Individual

Family

Prescription Drug Coverage

Generic

Preferred Brand

Non-Preferred Brand

Specialty

 

$200

$400

Retail 30 Day SUpply

$5 Copay

$40 Copay After Deductible

$75 Copay After Deductible

Not Covered

 

$200

$400

Mail Order 90 Day Supply

$20 Copay

$40 Copay After Deductible

$75 Copay After Deductible

Not Covered

NOTE: * Coinsurance After Deductible

**Separate from Medical Deductible

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions

 

 

 

 

 

 

Buy-up Plan (Copay 2)

In-Network

Out-of-Network

Deductible

Individual

Family

 

$1,000

$3,000

 

$5,000

$15,000

Out-of-Pocket Maximum

Individual

Family

 

$3,000

$9,000

 

$12,700

$25,400

Preventative Services

No Charge

30%*

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

$25 Copay

$50 Copay

$25 Copay

 

40%*

40%*

$25 Copay

Urgent Care Services

$60 Copay

40%*

Complex Imaging: MRI/CT/PET Scans

20%*

40%*

Inpatient Hospital Care

Facility Fee

Physician Fee

 

20%*

20%*

 

40%*

40%*

Outpatient Procedures

Facility Fee

Physician Fee

 

20%*

20%*

 

40%*

40%*

Emergency Room Services

Emergency Medical Transportation

$150 Copay, then 20% Coinsurance

20% Coinsurance

$150 Copay, then 20% Coinsurance

20% Coinsurance

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

20%*

$25 Copay

 

40%*

40%*

Prescription Deductible**

Individual

Family

Prescription Drug Coverage

Generic

Preferred Brand

Non-Preferred Brand

Specialty

 

$200

$400

Retail 30 Day Supply

$5 Copay

$40 Copay After Deductible

$75 Copay After Deductible

Not Covered

 

$200

$400

Mail Order 90 Day Supply

$20 Copay

$40 Copay After Deductible

$75 Copay After Deductible

Not Covered

NOTE: * Coinsurance After Deductible

**Separate from Medical Deductible

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions

 

 

 

 

 

 


If you prefer talking with a HealthEZ representative, call 844-676-4641